Student Housing Loans

Student Housing Financing

Student housing financing requires specialized expertise and access to lenders who understand enrollment trends, lease structures, and operating dynamics unique to student-oriented properties. Investors in this asset class often face challenges securing student housing loans that align with academic calendars, pre-leasing requirements, and long-term investment strategies.

The Madison Group arranges student housing financing nationwide, working on behalf of investors to structure optimal loan solutions through the nation’s leading institutional lenders. Our advisory approach ensures financing decisions are aligned with each client’s investment objectives, providing clarity and confidence throughout the financing process.

With extensive experience financing both on-campus and off-campus student housing, The Madison Group understands the complexities associated with university affiliation, enrollment stability, and unit configuration. We work to secure competitive rates, prudent leverage, and flexible loan terms tailored to student housing assets across primary, secondary, and university-driven markets.

Whether financing a smaller off-campus student property or a large, purpose-built student housing community, our experienced advisors guide clients through every stage of the transaction. By leveraging a broad network of capital sources—including Fannie Mae, Freddie Mac, life insurance companies, CMBS lenders, commercial banks, credit unions, and direct HUD correspondents—we provide access to a comprehensive suite of student housing loan programs designed to support acquisitions, refinances, and recapitalizations.

Why Choose The Madison Group?

Specialized Student Housing Financing
Proven experience arranging financing for on-campus and off-campus student housing serving both public and private colleges and universities.

Nationwide Student Housing Loan Solutions
Customized financing structures available across U.S. markets to support acquisitions, refinances, recapitalizations, and portfolio growth.

Broad Access to Institutional Capital Sources
Direct relationships with Fannie Mae, Freddie Mac, life insurance companies, commercial banks, credit unions, CMBS lenders, and bridge capital providers ensure competitive student housing loan options.

Streamlined Financing & Execution Process
Dedicated advisors manage the financing process end-to-end—reducing timelines, execution risk, and administrative burden.

Investor-Focused Capital Advisory
Student housing loan structures designed to optimize proceeds, manage risk, and support long-term investment objectives.

Property Types We Arrange Financing For

Purpose-built student housing, off-campus apartment complexes, student dormitories, co-living properties, university-adjacent multifamily, and mixed-use student retail developments. Available in most states across the U.S.