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Specialty Financing

Senior Housing Loans

Specialized lending for independent living, assisted living, memory care, and nursing facilities nationwide.

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No individual mobile homes or SFRs

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Senior Housing Loans - The Madison Group

Senior Housing Loans

Senior housing financing requires specialized expertise and access to lenders who understand operating performance, regulatory considerations, and care-level risk across senior living asset types. Investors often face challenges securing senior housing loans that align with complex operating models and long-term investment strategies.

The Madison Group arranges senior housing financing nationwide, working on behalf of investors to structure customized loan solutions through the nation’s leading institutional lenders. Our advisory approach ensures financing structures are aligned with each property’s operational profile and long-term investment objectives—providing clarity and confidence throughout the financing process.

As a specialized commercial real estate finance advisory, The Madison Group brings deep experience across the senior housing spectrum, including independent living, assisted living, memory care, and skilled nursing facilities. With demographic trends driving sustained demand as the baby boomer generation ages, financing senior housing assets requires disciplined underwriting and flexible capital sources.

We leverage long-standing relationships with banks, life insurance companies, agency lenders, CMBS providers, and alternative capital sources to deliver competitive rates, appropriate leverage, and tailored loan structures. Whether financing stabilized senior housing, repositioning a care facility, or refinancing an operating property, The Madison Group provides capital solutions designed to support durable cash flow and long-term returns.

As a specialized real estate finance advisory, The Madison Group understands that senior housing is a unique and growing asset class. With the demand for senior housing projected to increase dramatically as the baby boomer generation reaches retirement age, securing financing for these properties requires industry expertise and access to flexible lending options. We are committed to providing real estate investors with tailored financing solutions that yield long-term returns.

Senior Housing Property Types We Finance

  • Independent Living Communities: Active adult and 55+ communities
  • Assisted Living Facilities: Properties providing daily living assistance
  • Memory Care Units: Specialized dementia and Alzheimer's care facilities
  • Nursing Homes: Skilled nursing and rehabilitation facilities
  • CCRCs: Continuing Care Retirement Communities with multiple care levels

Why Choose The Madison Group?

Specialized Senior Housing Financing
Proven experience arranging financing for senior housing properties, including independent living, assisted living, memory care, and skilled nursing facilities nationwide.

Nationwide Senior Housing Loan Solutions
Customized financing structures available across U.S. markets to support acquisitions, refinances, recapitalizations, and portfolio growth for senior housing assets.

Broad Access to Institutional Capital Sources
Access to life insurance companies, commercial banks, credit unions, CMBS lenders, Fannie Mae, Freddie Mac and bridge capital providers ensure competitive senior housing loan options.

Streamlined Financing & Execution Process
Dedicated advisors manage the financing process end-to-end—reducing timelines, execution risk, and administrative burden for operators and investors.

Investor-Focused Capital Advisory
Senior housing loan structures designed to optimize proceeds, manage operational risk, and support long-term investment objectives across all care levels.

Loan Program Details

Minimum Loan $1,000,000
Rates Fixed & Floating
Terms 3, 5, 10+ Years (35 HUD)
Amortization 25-30 Yrs (35 HUD)
Max LTV Up to 80%
Min DSC 1.25x
Recourse/Non-Recourse Both Available
Prepayment Multiple Options

Why Work With The Madison Group

Experience Since 2001

Senior housing expertise.

Nationwide

Financing across the U.S.

Tailored Solutions

Custom programs for your goals.

HUD/FHA/Agency

Fannie, Freddie, HUD access.

Dedicated Support

Experts every step of the way.

Ready to Get Started?

Partner with The Madison Group to secure the best financing for your senior housing investment.

Call 435-785-8350