Cash-Out Loans for Commercial Real Estate

Cash-Out Loans for Commercial Real Estate Properties

Cash-out loans are a strategic financing tool that allow commercial real estate investors to access built-up equity while maintaining long-term ownership of their assets. Securing competitive commercial real estate cash-out loans requires experienced guidance, disciplined structuring, and access to lenders who understand both asset value and cash flow durability.

The Madison Group arranges cash-out refinancing for commercial real estate properties nationwide, working on behalf of investors to source optimal loan structures from leading institutional lenders. Through our extensive network of banks, life companies, CMBS lenders, and agency capital providers, we deliver competitive rates, prudent leverage, and reliable execution aligned with long-term investment objectives.

As trusted commercial real estate capital advisors, The Madison Group provides market-driven insight and customized financing solutions designed to help clients unlock equity, preserve liquidity, and redeploy capital efficiently—while maintaining a disciplined risk profile.

What is a Commercial Real Estate Cash-Out Loan?

A cash-out refinance allows an investor to replace an existing commercial mortgage with a new loan that exceeds the current outstanding balance. The difference between the existing loan and the new financing is distributed to the borrower as cash, based on the equity built within the property.

Proceeds from a commercial cash-out loan may be used for a variety of purposes, including funding new acquisitions, completing property improvements, reducing higher-cost debt, or increasing working capital. When structured appropriately, cash-out refinancing enables investors to leverage real estate equity while maintaining long-term control of high-performing assets.

Property Types We Arrange Financing For

Nonrecourse commercial loans are available for shopping centers, medical office buildings, office buildings, retail centers, industrial and warehouse properties, self-storage facilities, office showrooms, multi-tenant or single-tenant, individual or multiple buildings, and entire parks. Available in most states across the U.S.