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Specialty Financing

Mobile Home Community (MHC) Financing Solutions

Institutional-quality financing for manufactured housing communities, arranged by experienced advisors with deep expertise in MHC lending and capital markets since 2001.

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No individual mobile homes or SFRs

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Mobile Home Community Financing - The Madison Group

Mobile Home Community Financing

Financing manufactured housing communities requires specialized expertise and access to lenders that understand the unique operating characteristics of mobile home parks and manufactured housing communities (MHCs). Investors in this asset class often face challenges securing financing that aligns with long-term cash flow stability, tenant profiles, and ownership strategies.

The Madison Group arranges mobile home park financing and manufactured housing community loans nationwide, working on behalf of investors to structure customized financing solutions through the nation’s leading institutional lenders. We regularly arrange financing for both tenant-owned home communities and communities with park-owned homes, ensuring loan structures properly reflect income sources, collateral considerations, and risk profiles.

Since 2001, The Madison Group has specialized in manufactured housing community financing, bringing deep market knowledge and a proven execution track record to every transaction. By leveraging long-standing relationships with regional banks, national lenders, agency capital providers, and alternative financing sources, we deliver competitive rates, attractive leverage, and flexible loan terms tailored to MHC investments.

By partnering with The Madison Group, investors benefit from a streamlined financing process designed to save time, reduce costs, and minimize execution risk. Our dedicated team works closely with clients to structure financing solutions that support long-term ownership and portfolio growth.

$1B+ in Mobile Home Community Financing Arranged

One of our core asset classes with deep lender relationships nationwide.

Loan Program Highlights

  • Loan Amounts: Minimum loan amount of $1,000,000 for purchase or refinancing
  • Property Types: Mobile Home Communities, RV Parks, and Campgrounds
  • Recourse & Nonrecourse: Both recourse and nonrecourse options available
  • Cash-Out Financing: Access equity for reinvestment or business needs
  • Value-Add Transactions: Financing for park improvements or expansion
  • Park-Owned Homes: Mobile Home Communities, Manufactured Housing Communities, Mobile Home Parks, Tiny Home Parks
  • No Upfront Broker Fees: Transparent pricing with no upfront fees
  • Forward Advances: Options for funding additional units or park rehab

Why Choose The Madison Group?

Specialized Experience in Manufactured Housing Financing Since 2001
Long-standing expertise arranging financing for manufactured housing communities nationwide.

Nationwide Access to Institutional Capital
Financing solutions available across U.S. markets, structured to align with property-specific cash flow and investment objectives.

Extensive Lender Relationships
Access to Fannie Mae, Freddie Mac, regional and national banks, credit unions, CMBS lenders, debt funds, and bridge capital providers.

End-to-End Capital Advisory Execution
In-house team manages the financing process from initial structuring through closing to ensure efficient execution and competitive loan terms.

Disciplined, Investor-Oriented Approach
Financing strategies designed to support long-term ownership, capital preservation, and portfolio growth.

Property Types We Arrange Financing For

Nonrecourse commercial loans are available for shopping centers, medical office buildings, office buildings, retail centers, industrial and warehouse properties, self-storage facilities, multi-family properties, and flagged hotels. These loans can be used for acquisition or refinancing of commercial real estate assets.

Loan Program Details

Minimum Loan $1,000,000
Rates Fixed & Floating
Terms 3, 5, 10+ Years
Amortization 25-30 Years
Max LTV Up to 80% (65-70% typical)
Min DSC 1.25x
Recoure / Non-Recourse Both Available
Prepayment Multiple Options

Why Work With The Madison Group

MHC/RV since 2001

Specialized expertise in this asset class.

Nationwide

Financing across the U.S.

Tailored Solutions

Custom programs for your goals.

Multiple Lenders

Fannie, Freddie, CMBS, banks.

Dedicated Support

Experts every step of the way.

Ready to Get Started?

Partner with The Madison Group to secure the best financing for your manufactured housing community.

Call 435-785-8350