The Madison Group Arranges $4.3 Million Cash-Out Refinance for Manufactured Housing Community Portfolio in Georgia and Alabama

The Madison Group (TMG), a national leader in manufactured housing community (MHC) financing, is pleased to announce the successful closing of a $4.3 million cash-out refinance for a two-property MHC portfolio located in Georgia and Alabama.

The portfolio, consisting of communities with nearly 100% park-owned homes, required a financing structure that would recognize both lot rent and park-owned home income while accepting the homes as collateral. TMG collaborated with a trusted lending partner to design a custom loan structure that met the client’s objectives and delivered a 30-year amortization to maximize cash flow.

“This refinance allowed our client to unlock significant equity while maintaining long-term stability,” said Michael Estes, Commercial Real Estate Financing Advisor at The Madison Group. “We’re proud to support experienced MHC operators with creative and flexible financing solutions that advance their growth strategies.”

The borrower intends to reinvest the loan proceeds into capital improvements and pursue additional MHC acquisitions throughout the Southeast region.

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