Student Housing Financing
Student housing real estate investors often face challenges in securing financing tailored to their unique investment strategies. The Madison Group is dedicated to helping you arrange optimal loan options from the nation’s top lenders, ensuring you have confidence in the financing choices that best support your long-term investment goals.
As a trusted leader in the commercial real estate finance sector, The Madison Group is uniquely positioned to assist investors seeking to finance student housing properties across the United States. We understand the complexities and specialized needs of both on-campus and off-campus student housing, and we are committed to securing the most competitive rates and terms for your investment.
Whether you are financing a small multi-unit student property or a large campus-based housing complex, our team of experienced loan originators will work with you to navigate the nuances of student housing financing. By leveraging our extensive lender network, which includes Fannie Mae, Freddie Mac, life insurance companies, CMBS, banks, credit unions, and direct HUD correspondents, we provide access to a broad spectrum of loan products and flexible terms.
Student Housing Loan Program Highlights:
- Property Types: Financing for both on- and off-campus student housing properties, including those with student populations under 8,000.
- Loan Options: Available for purchase, refinancing, rehabilitation, and new construction projects.
- Non-Recourse Financing: Access non-recourse loan options, depending on your unique situation.
- Cash-Out Refinancing: Tap into your equity without restriction for additional investments or improvements.
- Flexible Terms: Financing options with no or low prepayment penalties to accommodate your investment strategy.
- Lease Terms: Loans for properties with lease terms of less than one year, specifically catering to the transient nature of student housing.
Loan Program Information:
| Loan Limits | Starting at a minimum of $1,000,000
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| Rates | Competitive market pricing, with both fixed and floating rate options |
| Terms | 5, 7, 10 years (up to 30 years with Fannie/Freddie)
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| Amortization | 25-30 years
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| Prepayment | Multiple prepayment options, including no prepayment penalties |
| Recourse | Recourse and non-recourse options available (subject to standard carve outs) |
| DSC | Minimum 1.25 DSC |
| LTV | Up to 75% LTV/LTC |
| Assumable | Yes, to a qualified borrower |
| Property types | On campus and off campus student housing, and portfolio loans |
| Geographic areas | Available in most states across the U.S.
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Why Choose The Madison Group for Student Housing Financing?
- Specialized Expertise: With extensive experience in student housing, we understand the distinct requirements of this asset class.
- Tailored Financing: We work with you to structure loans that align with your investment goals, whether for new purchases, refinances, or property upgrades.
- Nationwide Coverage: We offer financing solutions for student housing properties across the country, from large university dormitories to smaller off-campus communities.
- Trusted Lender Network: Our relationships with top-tier lenders, including government-sponsored enterprises like Fannie Mae and Freddie Mac, ensure competitive rates and terms.
- Dedicated Support: Our team is here to guide you through every stage of the financing process, from initial inquiry to loan closing, saving you time and effort.
At The Madison Group, we are committed to providing you with the right financing solutions to achieve your student housing investment objectives. Our experts will work diligently to identify the best options to meet your needs, ensuring you have the capital to grow and manage your student housing portfolio effectively.
Contact us today to learn more about our student housing financing options and how we can help you secure the optimal loan for your property.