Senior Housing Financing
Commercial real estate investors often face challenges when sourcing high-quality loans that align with their unique investment strategies. At The Madison Group, we work on your behalf to arrange alternative financing solutions from the nation’s top lenders, ensuring that you have confidence in the financing options selected to support your long-term investment goals.
As a specialized real estate finance advisory, The Madison Group understands that senior housing is a unique and growing asset class. With the demand for senior housing projected to increase dramatically as the baby boomer generation reaches retirement age, securing financing for these properties requires industry expertise and access to flexible lending options. We are committed to providing real estate investors with tailored financing solutions that yield long-term returns.
Comprehensive Financing Options for Senior Housing Properties
Our extensive network of trusted lenders includes life insurance companies, CMBS, banks, credit unions, and direct correspondents of HUD, FHA, Fannie Mae, and Freddie Mac. This broad access to financing sources enables us to offer a range of loan programs designed to meet the specific needs of senior housing investors, including:
- Independent Living Communities
- Assisted Living Facilities
- Nursing Homes
- Memory Care Units
- Continuing Care Retirement Communities (CCRCs)
Loan Program Information
Loan Program Information
Loan Limits | Starting at a minimum of $1,000,000
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Rates | Competitive market pricing, with both fixed and floating rate options |
Terms | 5, 7, and 10 years (up to 30 years with Fannie/Freddie / up to 35 years with HUD)
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Amortization | 25-30 years (up to 35 years with HUD)
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Prepayment | Multiple prepayment options, including no prepayment penalties |
Recourse | Recourse and non-recourse options available (subject to standard carve outs) |
DSC | Minimum 1.25 DSC
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LTV | Up to 80% LTV/LTC
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Assumable | Yes, to a qualified borrower. |
Property types | Senior housing, adult living communities, assisted living facilities, nursing homes, care homes, memory care, independent housing |
Lending areas | Available in most states across the U.S.
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Why Choose The Madison Group for Senior Housing Financing?
- Specialized Knowledge: With over 20 years of experience in senior housing financing, we understand the complexities of this sector and can structure loans to meet your financial goals.
- Diverse Lender Network: : Our relationships with top-tier lenders provide you with a broad spectrum of loan products, including conventional, government-backed, and private loans.
- Tailored Solutions: We work closely with you to structure financing that fits your specific senior housing investment needs, whether for a single facility or a larger portfolio.
- Long-Term Success: With the senior housing market poised for significant growth, our financing solutions are designed to help you achieve long-term success in this high-demand asset class.
As the demand for senior housing continues to increase, The Madison Group is here to provide the financing solutions that will allow you to capitalize on this lucrative market. Whether you’re seeking to acquire, refinance, or develop senior housing properties, our team of experts is ready to assist you in navigating the complexities of financing to achieve your investment goals.
Get Started Today
Contact The Madison Group today to learn more about how we can help you secure optimal financing for your senior housing investment. Our team of experienced commercial real estate lending professionals is here to guide you every step of the way.