Hospitality Property Financing
Commercial real estate investors often face challenges in securing the right loan for their unique investment strategies. At The Madison Group, we work on your behalf to identify and arrange alternative financing options from the nation’s leading lenders, ensuring you secure the optimal financing to support your long-term investment goals.
For over 20 years, our clients have benefited from our expertise in providing creative financing solutions and quality loan products tailored specifically for hospitality properties. We understand the complexities of financing within the hospitality sector and the unique characteristics of your property type. Whether you’re seeking to purchase, refinance, access cash for property improvements (PIPs), or reduce monthly payments, our experienced team is here to help you navigate the process and achieve your investment objectives.
We leverage our strong relationships with a diverse network of commercial lenders to offer you a wide range of financing options, so you can choose the solution that best fits your needs.
Hospitality Loan Programs Include:
- Property Types: Flagged and non-flagged hotels
- Loan Purposes: Purchase, construction, refinance, and expansion loans
- Financing Options: Conventional and bridge financing available
- Loan-to-Value (LTV): Up to 80% LTV
- Loan Amortization: Up to 30-years
- Dedicated Support: An experienced team will be assigned to manage your transaction
Obtaining financing for hospitality properties can be time-consuming and complex, especially if you're not familiar with the right players in the industry. At The Madison Group, we specialize in guiding you through this process, saving you valuable time and money while minimizing stress. Our extensive network of trusted commercial lenders ensures you have access to a variety of options, allowing you to select the best loan solution for your hospitality business.
Loan Program Information
| Loan Limits | Starting at a minimum of $1,000,000
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| Rates | Competitive market pricing, with both fixed and floating rate options
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| Terms | 3, 5, 10 year fixed terms, and longer |
| Amortization | 25 to 30 Years |
| Prepayment | Multiple prepayment options, including no prepayment penalties |
| Recourse | Recourse and non-recourse options available (subject to standard carve-outs) |
| DSC | Minimum 1.25 DSC
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| LTV | Up to 80% LTV/LTC (SBA allows up to 90% LTV/LTC)
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| Assumable | Yes, to a qualified borrower |
| Property types | Flagged and non-flagged hotels, motels, bed and breakfasts, resorts, boarding houses, and inns
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| Geographic areas | Available in most states across the U.S.
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How You Benefit from Working with The Madison Group:
- Increase Cash Flow: Benefit from tailored financing solutions designed to maximize your cash flow.
- Save Time: Let TMG source the best rates and terms, allowing you to focus on your investment strategy.
- Avoid Pitfalls: Our in-depth analysis ensures you avoid costly surprises and make informed decisions.
- Access Multiple Lenders: Receive financing offers from a variety of top lenders, giving you access to diverse loan programs.
- Expert Guidance: Our experienced team of commercial real estate lending professionals is with you every step of the way.
By partnering with The Madison Group, you gain access to the expertise, resources, and support necessary to secure the best financing solutions for your office building investment.