Multifamily Financing
Multifamily investors often face challenges when sourcing the right financing to match their unique investment strategies. At The Madison Group, we work on your behalf to secure alternative loan options from the nation’s top lenders, ensuring you have the confidence that your financing decisions align with your long-term investment goals.
For over 23-years, the financing experts at The Madison Group have specialized in arranging multifamily loans that are $1,000,000 or greater. We arrange a wide range of loan programs for multifamily properties, ensuring competitive rates and customized terms tailored to meet your specific investment needs. Whether you're purchasing, refinancing, or rehabbing a multi-unit property, we are committed to delivering the best solutions for your business.
Why Choose The Madison Group for Apartment Financing?
Our extensive network of trusted lending partners—including life insurance companies, CMBS lenders, banks, credit unions, and direct correspondents of HUD, Fannie Mae, and Freddie Mac—gives you access to a variety of loan options. We specialize in financing multifamily properties with a minimum of five units, including:
- New purchases
- Refinancing
- Property rehabilitation
- Construction financing
We aim to simplify the loan process, offering a streamlined experience that saves both time and money. With reduced document requirements and quicker third-party report processing, our team ensures faster closings—often within 60 days from receiving your application package.
Key Features of Our multifamily Financing Programs:
- Nationwide Coverage: Financing available for apartment communities of all sizes, across the U.S.
- Loan Options: Purchase, refinance, rehab, and construction loans
- Recourse & Non-Recourse Financing: Flexible options to fit your needs
- Cash-Out Financing:: Access equity for reinvestment or business purposes
- Flexible Prepayment Terms: No or low prepayment penalties available
- Expert Guidance: An experienced apartment loan specialist will be assigned to your transaction
- No Upfront Fees: We are committed to transparent, no upfront fees
Proven Experience
Over the last 23 years, we have successfully arranged more than 500 commercial mortgage loans, helping clients secure the financing they need to grow their multifamily portfolios. Let our multifamily financing experts put their experience to work for you.
At The Madison Group, we understand the complexities of multifamily financing and are dedicated to helping you achieve your investment goals. Whether you're a seasoned investor or new to multifamily properties, we are here to guide you through every step of the financing process.
Multifamily Loan Program Information
| Loan Limits |
$1,000,000 minimum. |
| Rates |
Competitive market pricing, with both fixed and floating rate options |
| Terms |
Up to 30 years (HUD allows up to 35 years) |
| Amortization |
25 to 30 years (HUD allows up to 35 years) |
| Prepayment |
Multiple prepayment options, including no prepayment penalties |
| Recourse |
Recourse and non-recourse options available (subject to standard carve-outs)
|
| DSC |
Minimum 1.20 DSC |
| LTV |
Up to 85% LTV/LTC
|
| Assumable |
Yes, to a qualified borrower. |
| Property types |
Multifamily, manufactured home communities / mobile home parks, RV parks, student housing, senior housing
|
| Geographic areas |
Available in most states across the U.S.
|
How you Benefit from Working with The Madison Group:
- Increase Cash Flow: Benefit from tailored financing solutions designed to maximize your cash flow.
- Save Time: Let TMG source the best rates and terms, allowing you to focus on your investment strategy.
- Avoid Pitfalls: Our in-depth analysis ensures you avoid costly surprises and make informed decisions.
- Access Multiple Lenders: Receive financing offers from a variety of top lenders, giving you access to diverse loan programs.
- Expert Guidance: Our experienced team of commercial real estate lending professionals is with you every step of the way.
By partnering with The Madison Group, you gain access to the expertise, resources, and support necessary to secure the best financing solutions for your office building investment.