Student Housing Financing

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Student Housing Financing

  •  Student Housing Apartments nationwide – schools large and small
  •  Purchase or Refinance
  •  Nonrecourse available
  •  Cash out available
  •  No or low prepayment options
  •  Experienced team assigned to your transaction 

  • The Madison Group is uniquely positioned to assist borrowers who wish to invest in student housing properties nationwide. We understand that loans for on and off campus dedicated student housing buildings have special requirements and needs. 

    Our team of experienced originators is equipped to offer the most competitive rates and terms through our extensive lender base. Speak to one of our mortgage officers today regarding your specific requirements and find out how we can partner together to reach your financial goals. Properties must pass eligibility requirements, including distance from campus and an existing student tenant base. 

    We will also consider 12 month leases with parental guarantee or credit worthy employed students. Some programs allow multiple students per unit with there being exceptions made on a case by case basis. 

    With a minimum loan size of $1,000,000 and a variety of pricing options, we are positioned to assist you in obtaining the most competitive terms for this type of investment. We will consider both single and multi-asset borrowers and experience in the student housing market is preferred

    Loan Program Information
    Loan Limits$1,000,000 Minimum
    RatesCompetitive market pricing; Fixed or floating rates
    Terms5, 7, 10, 15, 20, 25, and 30 year terms
    Amortization25 to 30 Year Amortization
    PrepaymentSeveral options including no prepayment penalty
    RecourseNonrecourse available (subject to standard carve outs)
    DSC1.20 DSC Minimum
    LTV80% LTV/LTC Maximum
    AssumableYes to a qualified borrower
    Property typesOn campus, off campus, multiple student per bedroom
    Geographic areasNationwide  

    Student housing & News


    Loan Amount:
    Term: 10/30
    Loan type: Refinance
    Feature: Cash Out

    Loan Amount: $3,500,000
    Term: 10/30
    Loan Type: Refinance
    Feature: Nonrecourse, Cash Out

    Loan Amount:
    Rate: 4.5%
    Term: 10/25
    Loan Type: Refinance
    Feature: Cash out

    Loan Amount:
    Rate: 5.0%
    Term: 10/25
    Loan type: Purchase
    Feature: No prepayment penalty

    Contact Us

    The Madison Group

    520C North Main Street, #201
    Heber City, Utah 84032

    Phone: (435) 785-8350


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