Mobile Home Park Financing for Parks over $1,000,000 Nationwide

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Loans over $1,000,000 for Mobile Home Parks Nationwide

Mobile Home Park Financing has been the Madison Group’s specialty since 2001. As an industry, mobile home communities (MHP) have seen steady growth over the past few years. In recent years, investors and entrepreneurs have noticed this growing industry and have worked to turn mobile home parks into a viable investment opportunity.

Our in-house team of experts can help you with all your mobile home park financing concerns and can help secure the loan that’s perfect for your financial goals.  Call us today, and one of our loan experts will help you learn more about your financing options: 435-785-8350.

Program Highlights 

  • Loan programs for Mobile Home Communities nationwide

  • Minimum loan amount $1,000,000 for purchase or refinance

  • Recourse and nonrecourse loans

  • Cash out available

  • Percentage of owned units allowed

  • No upfront fees

There are a variety of lenders in the marketplace for mobile home communities (MHP). By working with a commercial loan broker like The Madison Group, you can have access to many institutions and their programs. We work with the best lenders and already have a relationship with representatives on the inside. 

In addition to sourcing your transaction, we can help you assemble your loan documents to make sure you present the perfect package. With an attractive, complete loan package, you will have access to the best options for the optimal loan terms. With the Madison Group, you are not only hiring a lending expert, but a whole team of associates that will work in your best interest.

We will submit your package to obtain offers to fund your property and consult with you determine which scenario works best for your monetary goals.  We will also help you negotiate with the lender, if necessary, on prepayment penalties options, origination fees, amortizations, and an assortment of other loan terms. We work with third party reports and underwriting conditions, to ensure you have a successful closing.  Often, unknown conditions pop up, and our team is invaluable to help you eliminate potential deal breakers. 


Lender Options
Loan Uses
Loan Types

Bank/Credit Union
Permanent Financing
Fannie MaeRefinance
Freddie Mac
Capital Improvements

Private Equity

Does your park qualify for a Fannie Mae loan?

Loan Program Information

Loan Limits$1,000,000 Minimum loan amount.
RatesCompetitive market pricing. Fixed or floating rates.
Terms3, 5, 10 year fixed terms, and longer 30 year fixed rate options available through Fannie Mae's Loan program.
Amortization25 to 30 Year Amortization.
PrepaymentSeveral options including no prepayment penalty.
RecourseNonrecourse loans available (subject to standard carve outs).
DSC1.25 DSC minimum.
LTV65% - 75% typical and up to 80% LTV/LTC maximum.
AssumableYes to a qualified borrower.
Size15 pad minimum (50 pad minimum for agency, Fannie Mae, and CMBS program).
Geographic areasNationwide (secondary and tertiary markets acceptable).

Modular Community Closings & News

Loan Amount: $1,160,000
Rate: 4.45%
Term: 10/30
Loan type: Refinance
Feature: Nonrecourse, Cash Out
Learn about your financial options
for manufactured
community purchases or
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Loan Amount: $3,000,000
Rate: 4.75%
Term: 10/25
Loan Type: Purchase
Feature: 1031 Exchange
Loan Amount: $4,076,000
Rate: 3.94%
Term: 10/25
Loan type: Cash Out Refinance
Feature: Non-Recourse

Contact Us

The Madison Group

520C North Main Street, #201
Heber City, Utah 84032

Phone: (435) 785-8350


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