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The Madison Group Closes $1.26 Million Loan for Texas Retail Strip Center Refinance

Tags: Retail Strip Loan, Retail Commercial Loans, Retail Strip Financing, Shopping Center Loans, Commercial Property Loans, Retail Space Loans, Retail Center Loans, Retail Shopping Center Financing, Commercial Real Estate Loans
Tuesday, Aug 05, 2025
by Robert Chase

The Madison Group (TMG), a leading commercial mortgage banking firm, has successfully closed a $1.26 million refinance loan for a well-located retail strip center in Texas.

The borrower sought assistance after their large national bank declined to renew the existing loan. Although the property had a strong operating history, it was in the midst of some routine tenant rollover, creating challenges in securing traditional financing.

The Madison Group leveraged its broad network of lenders to market the opportunity extensively. Several community banks expressed interest, and TMG ultimately arranged favorable financing with a competitive rate and terms that met the client’s long-term goals.

Loan Highlights:

- Loan Amount: $1,260,000

- Interest Rate: 7.25%

- Term: 5 Years

- Amortization: 25 Years

- Lender Type: Community Bank

- Property Type: Retail Strip Center

- Location: Texas

“This deal is a great example of how we step in when institutional lenders back out,” said Robert Chase, Loan Advisor at The Madison Group. “By tapping into our relationships with community lenders, we were able to secure financing that gave our client the flexibility and security they needed to continue managing a successful property.”
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The Madison Group Arranges $2.4 Million Construction-to-Permanent Loan for Gas Station & Convenience Store in Tennessee

Tags: Gas Station Construction Loan, Commercial Real Estate Financing, C-Store Development, Automotive Property Loan, Retail Space Financing, Commercial Lending Advisor, Construction-to-permanent loan, Ground-up construction loan, Retail space financing
Wednesday, Jul 23, 2025
by Michael Estes

The Madison Group (TMG), a leading national commercial lending advisor specializing in commercial real estate loans, has arranged $2,400,000 in construction-to-permanent financing for a new gas station and convenience store development in Tennessee. Structured by experienced commercial loan advisor Michael Estes, the financing delivers 80% loan-to-cost (LTC) with a competitive 0.50% origination fee.

The 5-year loan package includes a 24-month interest-only construction period at Prime Rate (currently 7.50%), followed by a 36-month fixed phase at Prime minus 0.50% (currently 7.00%), amortized over 20 years. Monthly payments convert from interest-only to principal and interest upon stabilization. Full recourse applies.

Construction financing for gas stations and c-stores can be difficult to secure due to underwriting complexities and shifting market conditions. This successful transaction highlights TMG’s deep expertise in commercial construction loans and commitment to fueling retail and automotive-accessible development across the United States.

Property: Gas Station and Convenience Store  

Location: Tennessee                                              

Loan Amount: $2,400,000

LTC/LTV: 80%

Fee: 0.50%

Interest Rate: Prime rate (currently 7.50%) during construction; rate to lock at Prime - .050% (currently 7%) through remaining fixed term

Term: 5 years – 24-month construction term followed by 36-month permanent construction term

Amortization: 20-years 

Prepayment: Interest only; due monthly during construction period; principal and interest due monthly during fixed term

Recourse: Full Recourse

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The Madison Group Arranges $1.5 Million Refinance for Class A RV Park in Texas

Tags: RV Park Financing, RV Park Lender, RV Park Loan, RV Park Mortgage, RV Park Loan Texas, Texas RV Park Financing
Thursday, Jul 17, 2025
by Kyle Losch

The Madison Group (TMG), a leading national firm specializing in RV park financing, is pleased to announce the successful arrangement of a $1,500,000 refinance loan for a 117-pad RV park located in Texas.

A repeat client engaged TMG to refinance the property, which was originally financed with a seller carry note nearing maturity. In addition to the seller note, a partner note was also due for repayment. TMG worked closely with the borrower to understand the park’s financials and operational success and was able to identify a lender willing to underwrite both notes, despite the park’s unique location.

In addition to refinancing both notes, the new loan reduced the borrower’s monthly payments by approximately 35%, enhancing the property’s cash flow and supporting the borrower’s long-term financial success.

Property:  RV Park

Location: Texas

LTC: 70%

Term: 10 years

Amortization: 25 Years


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The Madison Group Arranges $2,400,000 Cash-Out Refinance for Arizona Manufactured Housing Community

Tags: Mobile Home Parks, Mobile Home Park Financing, Mobile Home Park Lending, Mobile Home Park Loan, Mobile Home Community Loan, Mobile Home Community Financing, Mobile Home Park Refinance, Mobile Home Community Refinance, Financing for Mobile Home Park
Tuesday, Jul 15, 2025
by Brandi Link

The Madison Group (TMG), a leading national source of financing for manufactured housing communities, successfully arranged a $2,400,000 cash-out refinance for a 102-pad mobile home park located in Arizona.

A repeat client engaged TMG to refinance a maturing loan and sought a competitive interest rate with flexible prepayment terms. Leveraging its deep expertise and lender relationships, The Madison Group identified a lender specializing in mobile home parks that was able to meet the client’s objectives.

TMG worked closely with both the lender and borrower to navigate program parameters, documentation requirements, and various challenges throughout the loan process—ultimately delivering a smooth and efficient closing and locking in a 6.28% interest rate.

Property: Mobile Home Park

Location: Arizona

LTV: 24.2%

Interest Rate: 6.28%

Loan Amount: $2,400,000

Term: 10 years

Amortization: 30 years

Prepayment Penalty: 3,2,1  

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The Madison Group arranges $3,086,250 financing on the purchase of a Manufactured Housing Community in North Carolina

Tags: Mobile Home Parks, Mobile Home Park Financing, Mobile Home Park Lending, Mobile Home Park Loan, Mobile Home Community Loan, Mobile Home Community Financing, Mobile Home Park Refinance, Mobile Home Community Refinance, Financing for Mobile Home Park
Wednesday, Jul 09, 2025
by Michael Estes

The Madison Group (TMG), a national leader in manufactured housing community financing, has arranged $3,086,250 in acquisition financing for a property in North Carolina. The loan was structured at 75% LTV on real property and 50% on mobile homes, with a fixed 6.99% rate, 5-year term, and 25-year amortization. These terms offer the borrower both flexibility and stability to enhance operations and long-term value.

“This deal reflects our focus on navigating the complexities of manufactured housing finance,” said Michael Estes, Commercial Loan Advisor at TMG. “We’re proud to support investors in this crucial affordable housing space.”

The financing enables the new owner to invest in improvements and contribute to housing accessibility in the region. TMG remains committed to delivering tailored, reliable lending solutions for investors nationwide, reinforcing its position as a trusted resource in the industry.

Property: Mobile Home Park

Location: North Carolina

LTV: 75% on real property and 50% on the Mobile Homes

Interest Rate: 6.99%

Loan Amount: $3,086,250  

Term: 5 years

Amortization: 25 years

Prepayment Penalty: None

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