Bridge and Hard Money Loans

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construction.jpgBridge Loans

We understand the need for speed when seeking out a bridge or interim loan. The Madison Group is prepared to evaluate your transaction quickly. We will do a one-on-one interview to help determine the likelihood of receiving a loan offer. Our risk evaluation and terms for your transaction will be based on quality of credit, value of the collateral, the experience of the borrower, and exit strategy. The Madison Group provides programs for all types of borrowers, properties and situations. 

  • Traditional acquisitions 
  • Acquisitions with rehab competent 
  • Construction acquisitions near completion 
  • Refinances with fresh equity 
  • Properties in lease-up 
  • Repositioning loans 
  • Opportunity loans

    Challenges we can overcome with a bridge loan:

  • Insufficient time for traditional loan applications
  • Delayed or turned down loan applications 
  • Short term window of opportunity 
  • The need to cross collateral properties
  • FICO score or Debt-to-income ratio challenges
  • Unfiled tax returns
  • Insufficient qualifying income
  • Turn around/stabilizing cash flow
  • Zoning/project approval

  • Loan Program Information:

    Loan Size $500,000 to $50,000,000
    Lending Area Nationwide
    Lien Position First Mortgage or Second/Mezzanine
    Based on collateral, loan size and location
    Loan Term 6 months to 5 years (Renewal options available)
    LTV Up to 65% (higher in some cases)
    Additional Info Lender-Borrower to pay for expenses related to the Due Diligence process, i.e. Legal, Appraisals, Inspections, Site visits
    Equity Participation: Possible based on property type

    Bridge loans


    Loan Amount:
    Term: 18 months interest only
    Loan type: Refinance
    Feature: Construction loan

    Loan Amount: $3,4000,00
    Term: 3 years
    Loan Type: Purchase
    Feature: Max leverage@75% LTV 

    Loan Amount:
    Rate: 4.5%
    Term: 15/15
    Loan Type: Purchase
    Feature: 1031 Exchange

    Contact Us

    The Madison Group

    520C North Main Street, #201
    Heber City, Utah 84032

    Phone: (435) 785-8350


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